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Career , Money
Strengthening Financial Goals: 5 Money-Saving Apps for Couples
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Life is beautiful when you two are together. But, this M-factor can come in between any time if you don't take care of it. It's not about how much you both are earning, but how much you both are managing i.e. saving and investing for your better life and rainy days. Money is essential for any couple to sustain and live a life of their own choice. Your financial situation will be the deciding factor for all other decisions you make ahead in your life. Planning a secured future, conversing about savings and agreeing on a mutual decision might make some of us a little edgy, but it is not too much of a hard thing to do. These 5 couple money-saving applications are just what you and your partner might need at the moment. Go on, get ready to choose your favourite one!
1. Twine Saving App
The Twine app is made for you and the partner you are twinning with for life. The money-saving app is owned by John Hancock and tracks both of your progress together. It allows moving from individual accounts to a common one. Moreover, it also comes with an investing component. Whether your goal is to save for your big day, vacation, or even a better future, it will help you both save accordingly and grow with time.
2. HoneyFi
An app that gives you a full servicing experience, HoneyFi asks you both questions about what financial style suits you the best and your money managing methods. Moreover, it keeps track and alerts your partner about transactions without creating a hassle for receipts. Another interesting tool in this application is that you can comment on the transaction and make the financial discussions easier without direct confrontation. It also suggests options like a household budget, individual transaction, and so much more.
3. HomeBudget
An easy, simple application that exactly reflects its name, HomeBudget keeps a record of your household finances and helps to keep the expenditure stable. You can invite your loved one as well as your family to join you on this one! It shows your investments in various categories and alerts you about monthly bills, balance and even due dates.
4. HoneyDue
HoneyDue was once rated as one of the best apps of the year in Forbe's. This convenient app provides complete transparency and lets both the partners keep a record of what the other one is spending. It has a commenting section where one can remark on transactions and use emojis for expressing. Moreover, it does have privacy and customizing option that you might use while buying a gift for your better half. Bill payment reminders, planning, and other expenses are also offered by this efficient app. Last but not least, it also tracks both of your progress and helps you save more for the future you dream of!
5. Splitwise
This one is for those who like to keep it separate but in the record. If you and your partner prefer to split the expenditure and keep the budget individual, then this is the application for you two. It even helps to keep a track of investments, bills and splits the money according to your choice. For practical thinkers and equal sharers, this app can be the best option among all.
These applications definitely prove that you don't always have to make your money matters awkward and incomplete. Go ahead and try these with the love of your life and move from 'my money' to 'our money'.
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